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Medical costs in the Philippines rise 10–15% every year. A single ICU stay can cost ₱500,000 or more. AIA Max Protect gives you up to 90% coverage on hospitalization, surgery, and critical care — so your family never has to choose between health and financial survival.Coverage that lasts until age 100.
Takes less than 60 seconds · No commitment required
3 out of 5 Filipinos face serious financial hardship during a medical emergency.
Most rely on savings, borrowed money, or family support — none of which are built to last. AIA Max Protect changes that equation permanently: one affordable monthly premium replaces years of financial vulnerability.
AIA Max Protect isn't just insurance. It's a complete health and financial shield — built for Filipino families who refuse to leave their future to chance.
You only pay a maximum of 10% out-of-pocket — even for major surgeries and ICU stays. Your savings stay intact when it matters most.
Covered from day one — ambulance, emergency room, and complex surgical procedures are all included.
Consult a licensed physician anytime, anywhere — no clinic queue, no waiting room anxiety.
Because healing isn't only physical. Get access to counseling and mental wellness sessions included in your plan.
If the unexpected happens, your income won't stop. Accident and disability benefits keep your family financially secure.
Prevention is the best protection. Your plan covers annual check-ups, lab tests, and health screenings every year.
"Nung na-admit ang tatay ko sa ICU, akala ko mauubos na lahat ng aming ipon. Pero dahil sa AIA Max Protect, ang bayad namin ay napakaliit. Hindi ko inasahan na ganito kaganda ang coverage. Talagang worth it — hindi lang insurance, ito ay peace of mind."
Maria C., 42
Digos City, Davao del Sur
"Freelancer ako kaya walang company benefits. Pagkatapos ng Clarity Test, naintindihan ko na ang gaps ko. Ngayon, may health coverage na kami ng pamilya ko — at kumikita pa ang plano ko sa hinaharap. Best decision I ever made."
Rico T., 35
Cebu City
AIA Philippines
Officially Licensed
100+ Years
AIA Global Experience
18 Asian Markets
Trusted Across Asia
A+ Financial Strength
Fitch Rated Insurer
Not all health coverage is equal. See exactly why AIA Max Protect stands alone.
| Feature | Standard Care | VIP Care | AIA Max Protect ✓ |
|---|---|---|---|
| Hospitalization Coverage | 40–60% | 70–80% | Up to 90% |
| ICU Coverage | Limited | Partial | Full Coverage |
| Emergency Care | ✗ | With co-pay | ✓ Included |
| Telemedicine | ✗ | ✗ | ✓ Free Unlimited |
| Mental Health Support | ✗ | ✗ | ✓ Included |
| Wellness / Annual Check-up | ✗ | Add-on cost | ✓ Every Year |
| Coverage Until Age | 60 | 75 | 100 |
| Accident & Disability Rider | ✗ | Optional | ✓ Available |
No medical exam required for most plans. No paperwork maze. Just a simple conversation and you're covered.
Takes 60 seconds. Tell us your name, contact, and best time to reach you. No commitment required.
Vanezza personally reviews your details and sends a customized AIA Max Protect coverage plan within 24 hours.
Review, ask questions, and start your coverage — on your timeline, at a premium that fits your budget.
🎁 Limited Slots This Month Only
Sign up for your free consultation this June and receive a complimentary Annual Wellness Check (valued at ₱3,500) — included in your first year of coverage. Only available to the next 20 enrollees.
Fill in the short form below and Vanezza — your dedicated AIA licensed advisor — will reach out within 24 hours with a personalized coverage proposal. Zero pressure, 100% free.